You'll additionally get a free copy of your credit score report -- check it and stay in touch with the credit score bureaus until they right any fraudulent expenses or accounts you discover there. Credit card corporations limit your liability on fraudulent purchases, and you can dispute false charges. A savings account that has no checks issued and is not linked to any debit card will be a lot tougher for a thief to gain access to. If you keep a large amount of money in your primary checking account, then all that cash is susceptible if somebody steals your debit card or writes checks in your identify. While you send mail, use secure, opaque envelopes so no one can read account numbers or spot checks just by holding them up to the light. Only use ATMs in safe, properly-lit areas, and don't use the machine if somebody is standing too shut or trying over your shoulder.
