You'll also get a free copy of your credit report -- examine it and stay in contact with the credit bureaus till they right any fraudulent charges or accounts you find there. Bank card firms limit your legal responsibility on fraudulent purchases, and you can dispute false charges. A savings account that has no checks issued and isn't linked to any debit card can be much more durable for a thief to realize entry to. If you retain a large amount of cash in your predominant checking account, then all that money is weak if someone steals your debit card or writes checks in your title. If you send mail, use secure, opaque envelopes so no one can read account numbers or spot checks simply by holding them as much as the sunshine. Only use ATMs in safe, effectively-lit locations, and don't use the machine if someone is standing too shut or trying over your shoulder.
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